IRCP
International Research Conference
April 3–4, 2025 | Bharat Mandapam, New Delhi
The Pension Fund Regulatory and Development Authority (PFRDA), in collaboration with IIM Ahmedabad, successfully organized the 1st International Research Conference on Pension (IRCP 2025) on April 3–4, 2025, at Bharat Mandapam, New Delhi.
With participation from over 250 delegates across four continents, the conference brought together more than 40 distinguished speakers and panellists from global regulatory bodies, academia, and the pension industry.
Key Highlights
- Thematic Sessions on:
- Resilient old-age income systems
- Innovative investment practices
- Regulatory coordination
- Financial literacy
- Risk-return strategies in pension fund investments
- Academic Segment:
- 120+ research paper submissions
- 8 papers presented
- 23 papers showcased as posters
The conference served as a dynamic platform for international dialogue, fostering policy development and cross-sectoral knowledge exchange on the future of pension systems.
List of Papers Accepted for Stage Presentation
Sr. No. |
Title |
Name |
Organization |
1 |
Analysing the Effect of Socioeconomic Factors on Pension Scheme Adoption and Financial Security in Retirement: A Regression Approach |
Rahul Chauhan |
Unitedworld Institute of Manageent, Karnavati University |
Aalap Patel |
Unitedworld Institute of Manageent, Karnavati University |
||
Bhoomi Chouhan |
Bapu College, Gandhinagar |
||
2 |
Strategies for Expanding Coverage, Improving Product Diversity, and Ensuring Adequate Retirement Security A Focus on the National Pension System NPS |
Pankaj Saggi |
Navrachana University |
Hitesh Bhatia |
Navrachana University |
||
3 |
Retirement planning: Understanding the impact of uncertainty and behavioural biases |
Pankhuri Sinha |
University of Hyderabad |
Lokanandha Reddy |
University of Hyderabad |
||
4 |
Analysis of Pension Funds on Economic Development in India and Brazil |
Subham Saha |
St. Xavier's College, Kolkata |
Chayan Ganguly |
Neoma Business School, Reims |
||
5 |
The Great Indian Pension Debate |
Shweta Kalla Baxi |
Indian Institute of Technology Bombay |
Sarthak Gaurav |
Indian Institute of Technology Bombay |
||
Usha Ananthakumar |
Indian Institute of Technology Bombay |
||
6 |
Balancing Acts: Safe Withdrawal Rates in the Indian Context |
Rajan Raju |
Invespar Pte Ltd |
Ravi Saraogi |
Samasthiti Advisors |
||
7 |
On Safe Withdrawal Rate in the Indian Context under |
Pushpinder Singh |
Pension Fund Regulatory and Development Authority |
8 |
Unlocking APY’s Potential: How Early Enrollment Secures Retirement |
Ranjan Paul |
Mizoram University |
Bhartendu Singh |
Mizoram University |
List of Papers Accepted for Poster Presentation
Sr.No. |
Title |
Author Details |
Organization |
1 |
ARTIFICIAL INTELLIGENCE (AI) IN PENSION SYSTEMS FORMULATING FUTURE STRATEGIES |
Arumugarangarajan P Kavita Singam |
Pension Fund Regulatory and Development Authority |
2 |
Investing in the Future: Exploring the Dual Role of Pension Funds in Infrastructure Growth and ESG-Conscious Market Positioning |
Dr Pooja Neemey |
Sanskar College of Management & Professional Studies, Delhi NCR Region |
Dr Nidhi Singhal |
Sanskar College of Management & Professional Studies, Delhi NCR Region |
||
Dr Namita Sahay |
AIBS, Amity University, Noida |
||
3 |
Nine Years of APY- A Comprehensive Analysis of the Government of India’s Defined Contribution Guaranteed Pension Scheme |
Prof. Tanuj Nandan |
Head of Department, School of Management Studies, MNNIT Allahabad |
Prodeepto Chatterjee |
Research Scholar, School of Management Studies, MNNIT Allahabad |
||
4 |
In the Rupees' Reach: A Comprehensive Analysis of Financial |
Aarti Madan |
Atal Bihari Vajpayee School of Management and Entrepreneurship, Jawaharlal Nehru University |
Dr. Vaniki JJOshi Lohani |
Assistant Professor, Atal Bihari Vajpayee School of Management and Entrepreneurship, Jawaharlal Nehru University |
||
5 |
Extending Equity Investment Flexibility to CG and SG Scheme under NPS: A Policy Analysis of Feasibility, Challenges and Execution. |
Dr.Haladhara Sahu |
PHD in Pension Economics from DSE,DU. Asst.Prof.OES-A, HOD Commerce & Mgt. Kalahandi University, Odisha |
Abhishek Ashish |
Assistant Professor, K.L.S College, Nawada, Magadh University |
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6 |
Optimizing Portfolio Performance in Defined Benefit Pension Funds: A Case Study of India's EPFO |
Keshav Kant Prasad |
National Institute of Technology Durgapur |
Amlan Ghosh |
National Institute of Technology Durgapur |
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7 |
Empowering Financial Literacy for Effective Retirement |
Yogesh Sharma |
Atal Bihari Vajpayee School of Management & Entrepreneurship, Jawaharlal Nehru University |
Ankit Suri |
Motilal Nehru College, University of Delhi |
||
8 |
REGULATIONS REVIEW: PRUDENCE, PROPORTIONALITY, AND PROACTIVENESS |
Sumit Agrawal |
Regstreet Law Advisors |
Priyanka Pai |
PFRDA |
||
9 |
Enablers of Financial Literacy Among Informal Sector Workers in India: Insights from a Grounded Theory |
Ankit Suri |
Motilal Nehru College, University of Delhi |
Lokesh Jindal |
Jawaharlal Nehru University |
||
10 |
Long-Term Wealth, Lasting Impact: Pension Fund Investments in Sustainable Infrastructure |
Pradip Thombare |
Assistant Professor, Sinhgad Institute of management, Pune-41 |
Rakesh Bhati |
Professor,ASM’s IBMR- Chinchwad, Pune-19 |
||
11 |
Comparative Evaluation of Public Provident Fund (PPF) and National Pension Scheme (NPS) for Retirement Planning: An AHP Perspective |
Ca. Sanjeev Singh Thakur |
Sharda University Agra |
12 |
Mapping the landscape of Financial Literacy: Evidence from |
Dr. Priyanka Dalmia |
Meerut Institute of Engineering & Technology |
Dr. Nitin Garg |
APS College of Education |
||
Abhijeet Chatterjee |
Meerut Institute of Technology |
||
Dr. Madhu Bala Sharma |
Meerut Institute of Engineering & Technology |
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13 |
Moving towards a Fully Pensioned Society: Examining |
Yachika Kumari |
IIT KHARAGPUR, WEST BENGAL |
Sushmita Mukhopadhyay |
IIT KHARAGPUR, WEST BENGAL |
||
14 |
ATAL PENSION YOJANA AS A PILLAR OF FINANCIAL INCLUSION TO |
Pawan Sharma |
School of Management, University of Engineering & Management |
Jagriti Gupta |
School of Business, Galgotias University, Greater Noida |
||
Shabana Azami |
School of Liberal Education, Galgotia University, Greater Noida, Uttar Pradesh (India) |
||
15 |
The Role of Financial Literacy in Shaping Retirement Savings and Investment Choices in SAARC Nations |
Md. Julker Naim |
Adamas University, Kolkata- 700126, West Bengal, India. |
Sharmila Kayal |
Adamas University, Kolkata- 700126, West Bengal, India. |
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16 |
An exploratory study of penetration and potential |
Vaibhavi Pingale |
PhD Scholar |
Anurag Asawa |
PhD Supervisor |
||
Santoshi Rajguru |
Research Associate |
||
17 |
Leveraging Reverse Mortgages for Sustainable Financial Freedom: Enhancing Customer Awareness and Reducing Cognitive Dissonance in Decision-Making |
Nitika Sharma |
Chitkara Business School, Chitkara University |
Supriya Sehgal |
Maharaja Agrasen Business School, New Delhi |
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Sridhar Manohar |
Chitkara Business School, Chitkara University, Punjab |
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18 |
Exploring Factors Influencing the Adoption of the National |
S.N.Bharathi Rukshena |
Vellore Institute of Technology |
Mohd Afjal |
Vellore Institute of Technology |
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19 |
From Planning to Reality: Exploring Procrastination as a |
Taank Jyoti Santram |
SRM University, Sonepat, Haryana |
Renu Choudhary |
SRM University, Sonepat, Haryana |
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20 |
Inclusive Growth of State of Uttar Pradesh: Improved Model |
Pradyuman Kumar Dubey |
Scholar, Department of Management Studies, Siddharth University Kapilvastu, Siddharth Nagar, UP |
Manish Sharma |
Associate Professor, Department of Management Studies, Siddharth University Kapilvastu, Siddharth Nagar, UP |
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21 |
Adapting to Uncertainty: Exploring Retirement Planning |
Srijana Tamag |
National Institute of Technology, Durgapur |
Dr Amlan Ghosh |
National Institute of Technology, Durgapur |